</b> This is not the rich group of believers as in 1:10. Here, James is talking to rich people who do not honor God. This can be made explicit: "you who are rich and do not honor God." (See: [[rc://en/ta/man/translate/figs-explicit]])
When this is coming upon the rich people can be made explict: "the terrible things coming to you when God judges everyone."
## Your riches have rotted and your clothes are moth-eaten. Your gold and your silver have become worthless ##
James does not mean these riches and clothes are already ruined physically. He is showing they have no spiritual value in the present and they will certainly only last for a little while. This could be translated as "all the things you thought were valuable and made you important are worthless and will only last for a little while."
## and their corrosion will testify against you ##
Here, "will testify against your" describes these ruined treasures as a person who goes before a judge and accuses a person of breaking the law. This could be translated as "and when God judges you all of your ruined treasures will be like a person accusing you." (See: [[rc://en/ta/man/translate/figs-personification]])
## and consume your flesh like fire ##
Here, the ruined treasures are compared to a fire that destroys everything. Also, "fire" is a metaphor that refers to God's punishment. This could be translated as "and they will be the reason God punishes you." (See: [[rc://en/ta/man/translate/figs-simile]] and [[rc://en/ta/man/translate/figs-metaphor]])
## hoarded your treasure ##
"you have kept all these treasures to yourself and would not share with others"
## in the last days ##
This is a metonym that refers to the time right before God comes to judge all people. This could be translated as "when God is about to judge you" (UDB) (See: [[rc://en/ta/man/translate/figs-metonymy]])