The writer includes himself, Paul, and those who were traveling with them, but not the reader. (See: [[rc://en/ta/man/translate/figs-exclusive]])
# the time of the Jewish fast also had passed, and it had now become dangerous to sail
This fast took place on the Day of Atonement, which was usually either in the last part of September or the first part of October according to Western calendars. After this time, there was a higher risk of seasonal storms.
# I see that the voyage we are about to take will be with injury and much loss
"if we travel now, we will suffer much injury and loss"
# we are about to take ... our lives
Paul includes himself and his hearers, so this is inclusive. (See: [[rc://en/ta/man/translate/figs-inclusive]])
# loss, not only of the cargo and the ship, but also of our lives
Here "loss" means destruction when referring to things and death when referring to people.
# not only of the cargo and the ship
Cargo is something that a person transports from one place to another by boat. AT: "not only the ship and the goods on the ship"